Articles
- Buying supplemental health insurance--Medigap
- Coordinating long-term care insurance with government benefits
- Health insurance in retirement
- Medicare
- Should you buy long-term care insurance?
- Understanding long-term care insurance
- Annuities and retirement planning
- Borrowing or withdrawing money from your 401(k) plan
- Choosing a beneficiary for your IRA or 401(k)
- Closing a retirement income gap
- Deciding what to do with your 401(k) plan when you change jobs
- Estimating your retirement income needs
- Evaluating an early retirement offer
- Retirement planning--the basics
- Saving for retirement and a child's education at the same time
- Taking advantage of employer-sponsored retirement plans
- Understanding defined benefit plans
- Understanding IRAs
- What to do after you've been automatically enrolled in your company's retirement plan
Decision Tools
- Medicaid eligibility for nursing home care
- Medicare figures at-a-glance
- Medicare, Medigap, and Medicaid
- Comparison of traditional IRAs and Roth IRAs
- IRA eligibility flowchart: 2004
- IRA eligibility flowchart: 2005
- Roth IRA future value calculator
- Roth IRA: how much can you contribute in 2004?
- Roth IRA: how much can you contribute in 2005?
- Traditional IRA future value calculator
- Traditional IRA required minimum distribution illustrator
- Traditional IRA: how much can you contribute and deduct in 2004?
- Traditional IRA: how much can you contribute and deduct in 2005?
- Building an investment portfolio
- Consumer price index inflation calculator
- Growth of annual deposits calculator
- How taxation can affect your retirement funds
- Investing for retirement
- Net worth calculator
- Personal cash flow worksheet
- Saving for your retirement
- What is your risk tolerance?
FAQs
Employer-sponsored retirement plans
- Can I roll a retirement plan distribution into an IRA?
- Can I still have a traditional IRA if I contribute to my 401(k) plan at work?
- Does the federal government insure pension benefits?
- How can I plan for retirement if my employer doesn't offer retirement benefits?
- I teach at a school that has a 403(b) plan. Is this type of plan a good way to save for retirement?
- My company has a profit-sharing plan. How do these plans work?
- Should I contribute to my 401(k) plan at work?
- Should I use my 401(k) to fund my child's college education?
- What are my options if I inherit an IRA or employer-sponsored plan?
- What does the term "qualified plan" mean?
- What is vesting?
Evaluating an early retirement offer
- Can I deduct premiums paid for long-term care (LTC) insurance?
- How can I pay for nursing home care?
- How can I tell if a nursing home provides high-quality care?
- How do I enroll in Medicare?
- How does Medicare+Choice work?
- Should I buy long-term care insurance?
- What is long-term care insurance?
- What is Medigap?
- I'm having a hard time selling my home. Should I take out a reverse mortgage?
- I'm retired now and own my home outright, but I need money to live on. How can I use my home to raise some money without selling it?
- My husband just died. Should I accept my daughter's offer to move in with her?
- Can I avoid the 10 percent penalty tax for early withdrawals from a traditional IRA?
- Can I contribute to a Roth IRA?
- Can I roll a retirement plan distribution into an IRA?
- Can I set up a traditional IRA?
- Can I shift my traditional funds to a Roth IRA?
- Can I still have a traditional IRA if I contribute to my 401(k) plan at work?
- Can I take money from my IRA without any penalty?
- I need money--can I take funds from my IRA?
- It's January, and I forgot to contribute to my IRA. Is it too late?
- Should I invest in a Roth IRA or a traditional IRA?
- Should I withdraw money from my IRA to pay for my child's college tuition?
- What are my options if I inherit an IRA or employer-sponsored plan?
- What are required minimum distributions and how are they calculated?
- What are the rules for IRA contributions?
- What's a premature IRA distribution, and what happens if I make one?
- How aggressive should I be when I invest for retirement?
- How can I plan for retirement if my employer doesn't offer retirement benefits?
- How can we possibly save for retirement and our child's college education at the same time?
- How late is too late to start saving for retirement?
- How much money should I save for retirement?
- How should I structure my retirement portfolio?
- I think it's time to start planning for retirement. Where do I begin?
- What are catch-up contributions?
- What should I do if I determine that my income during retirement won't be enough to meet my retirement expenses?